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The New Bankruptcy Law

Posted by Charles Phelan

With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion with regard to the new "means test" requirement. The means test will be used by the courts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. The purpose of this article is to explain in plain language how the means test works, so that consumers can get a better idea of how they will be affected under the new rules.

Avoiding Credit Card Fees

Posted by Peter Kenny

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you...

Mortgage Protection Insurance - The Essentials

Posted by Michael Challiner

It's tempting to sit back and relax once you've moved into your new home - but hang on, have you made...

When and How to Look for a New Bank

Posted by John Mussi

Sometimes, you find yourself in need of a new bank. Perhaps you've recently moved to a new area and...

Home improvement loans - transforming brick and mortar

Posted by Natasha Anderson

There is no courage in living an existence where you are constantly dissatisfied. Accepting your current...

Refinance Rental Property - Don't Sell It

Posted by Steve Gillman

You own a rental property for years, and never see the "big pay-off." Is it time to cash in on your...

Understanding a Second Mortgage

Posted by Mike Cotter

A second mortgage is a loan that you take against the equity that you have already built into your home. The proceeds from the second mortgage can generally be used for whatever purpose the borrower has in mind.  It can be used to pay off a car loan or credit cards. The proceeds can be used for home improvement or to take a vacation. The money can even be put in a savings account for a rainy day fund.

Educate Yourself to Amazing Car Finance

Posted by Christopher Luck

When it comes to making a car purchase, paying for it is a big part of the battle. Even mid level new cars run into the $20,000 range. Because of these prices, few people pay cash for cars anymore and statistically about 7 out of every 10 people use car finance to pay for their new vehicle. In order to get the best car finance possible, you need to understand how the whole process work.

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